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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,175 | $198,462-9.7% | $170,439+5.1% | $147,585+21.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.36% | 257.30%-245.9pp | 205.94%-194.6pp | 578.58%-567.2pp |
| Employer contribution / active EE | $4,764 | $6,184-23.0% | $5,433-12.3% | $4,876-2.3% |
| Participant deferral / active EE | $7,431 | $5,629+32.0% | $4,939+50.4% | $5,439+36.6% |
| Admin fee / account holder | $4,388 | $16,852-74.0% | $13,881-68.4% | $10,886-59.7% |