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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,552 | $100,938-55.9% | $90,461-50.8% | $158,982-72.0% |
| Participation rate | 53.8% | 75.0%-21.2pp | 72.7%-18.8pp | 82.0%-28.1pp |
| Annual return | 11.34% | 1727.20%-1715.9pp | 1294.76%-1283.4pp | 302.99%-291.7pp |
| Employer contribution / active EE | $233 | $3,691-93.7% | $3,264-92.9% | $4,763-95.1% |
| Participant deferral / active EE | $864 | $4,350-80.1% | $3,964-78.2% | $5,983-85.6% |
| Admin fee / account holder | $1,438 | $6,510-77.9% | $5,617-74.4% | $11,252-87.2% |