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Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,551 | $71,873-65.8% | $86,698-71.7% | $68,490-64.2% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -18.08% | 3.54%-21.6pp | 35.96%-54.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,489 | $2,173-31.5% | $2,837-47.5% | $2,597-42.7% |
| Participant deferral / active EE | $534 | $3,779-85.9% | $4,656-88.5% | $4,028-86.7% |
| Admin fee / account holder | $215 | $6,110-96.5% | $7,492-97.1% | $5,403-96.0% |