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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,669 | $95,415+209.9% | $185,851+59.1% | $85,851+244.4% |
| Participation rate | 96.6% | 68.8%+27.8pp | 81.7%+14.8pp | 69.3%+27.2pp |
| Annual return | 21.47% | 23.59%-2.1pp | 122.11%-100.6pp | 318.63%-297.2pp |
| Employer contribution / active EE | $5,310 | $3,314+60.2% | $5,168+2.7% | $2,565+107.0% |
| Participant deferral / active EE | $6,466 | $3,424+88.8% | $5,569+16.1% | $3,952+63.6% |
| Admin fee / account holder | $4,265 | $7,215-40.9% | $16,245-73.7% | $6,261-31.9% |