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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,955 | $72,273-22.6% | $101,275-44.7% | $79,856-29.9% |
| Participation rate | 70.0% | 68.5%+1.5pp | 75.8%-5.8pp | 69.6%+0.4pp |
| Annual return | 24.06% | 22.30%+1.8pp | 46.48%-22.4pp | 31.71%-7.6pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,142 | $3,282-34.7% | $4,371-51.0% | $3,741-42.7% |
| Admin fee / account holder | $817 | $4,401-81.4% | $5,948-86.3% | $5,306-84.6% |