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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,021 | $162,136+2.4% | $152,301+9.0% | $154,746+7.3% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 20.25% | 91.02%-70.8pp | 80.50%-60.2pp | 172.34%-152.1pp |
| Employer contribution / active EE | $4,855 | $4,890-0.7% | $4,624+5.0% | $4,379+10.9% |
| Participant deferral / active EE | $8,916 | $8,341+6.9% | $8,004+11.4% | $6,730+32.5% |
| Admin fee / account holder | $31,444 | $15,759+99.5% | $14,398+118.4% | $14,365+118.9% |