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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,021 | $154,228+7.6% | $145,433+14.2% | $137,256+21.0% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 20.25% | 74.59%-54.3pp | 66.58%-46.3pp | 220.34%-200.1pp |
| Employer contribution / active EE | $4,855 | $4,804+1.1% | $4,554+6.6% | $4,156+16.8% |
| Participant deferral / active EE | $8,916 | $8,216+8.5% | $7,897+12.9% | $6,407+39.2% |
| Admin fee / account holder | $31,444 | $14,344+119.2% | $13,129+139.5% | $12,270+156.3% |