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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,612 | $181,896-74.4% | $156,551-70.2% | $273,972-83.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.25% | 30.74%-28.5pp | 32.23%-30.0pp | 41.46%-39.2pp |
| Employer contribution / active EE | $6,081 | $6,248-2.7% | $5,501+10.5% | $4,869+24.9% |
| Participant deferral / active EE | $7,696 | $5,550+38.7% | $4,871+58.0% | $5,287+45.6% |
| Admin fee / account holder | $20,810 | $15,560+33.7% | $13,028+59.7% | $10,133+105.4% |