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| Provider | Service type | Compensation |
|---|---|---|
HPM PARTNERS3 years Filed as: HPM PARTNERS, LLC Service code 15 · EIN 35-2467663 | Recordkeeping | $40,151 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,679 |
Filed as: CHARLES SCHWAB & CO, INC. Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1 |
Service code 37 · EIN 36-3429599 | Loan Processing | $0 |
TD AMERITRADE, INC.3 years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,431 | $61,356+66.9% | $149,696-31.6% | $71,511+43.2% |
| Participation rate | 70.3% | 62.5%+7.8pp | 78.8%-8.5pp | 67.9%+2.4pp |
| Annual return | 19.08% | 35.86%-16.8pp | 134.46%-115.4pp | 28.86%-9.8pp |
| Employer contribution / active EE | $1,467 | $2,382-38.4% | $4,821-69.6% | $2,589-43.3% |
| Participant deferral / active EE | $5,579 | $2,920+91.1% | $5,682-1.8% | $4,291+30.0% |
| Admin fee / account holder | $372 | $1,263-70.5% | $13,212-97.2% | $1,588-76.6% |