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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,804 | $209,888+107.2% | $189,545+129.4% | $167,553+159.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.17% | 748.66%-731.5pp | 555.36%-538.2pp | 478.89%-461.7pp |
| Employer contribution / active EE | $24,963 | $6,915+261.0% | $6,162+305.1% | $4,840+415.8% |
| Participant deferral / active EE | $19,248 | $8,934+115.4% | $8,220+134.2% | $6,343+203.5% |
| Admin fee / account holder | $2,894 | $14,300-79.8% | $12,049-76.0% | $12,316-76.5% |