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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,179 | $91,198+40.6% | $178,503-28.2% | $79,856+60.5% |
| Participation rate | 82.4% | 69.2%+13.2pp | 81.9%+0.5pp | 69.6%+12.8pp |
| Annual return | 8.90% | 24.20%-15.3pp | 151.12%-142.2pp | 31.71%-22.8pp |
| Employer contribution / active EE | $2,720 | $3,257-16.5% | $5,011-45.7% | $2,471+10.1% |
| Participant deferral / active EE | $3,510 | $3,237+8.5% | $5,202-32.5% | $3,741-6.2% |
| Admin fee / account holder | $8,336 | $6,748+23.5% | $13,987-40.4% | $5,306+57.1% |