See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $23,918 |
Filed as: SECURIAN FINANCIAL SERVICES, INC Service code 27 | Advisory (Plan) | $7,076 |
Filed as: SECURIAN FINANCIAL SERVICES, INC. Service code 27 · EIN 41-1486060 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,126 | $37,393-40.8% | $77,024-71.3% | $66,914-66.9% |
| Participation rate | 50.0% | 52.9%-2.9pp | 67.9%-17.9pp | 69.8%-19.8pp |
| Annual return | -19.69% | -3.29%-16.4pp | 42.32%-62.0pp | 1.58%-21.3pp |
| Employer contribution / active EE | $685 | $1,531-55.3% | $2,812-75.7% | $2,544-73.1% |
| Participant deferral / active EE | $1,804 | $2,617-31.1% | $4,426-59.2% | $4,237-57.4% |
| Admin fee / account holder | $377 | $567-33.5% | $5,425-93.0% | $593-36.4% |