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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,783 | $64,729-26.2% | $112,263-57.4% | $68,490-30.2% |
| Participation rate | 46.2% | 67.2%-21.0pp | 75.1%-28.9pp | 67.9%-21.7pp |
| Annual return | -16.72% | -11.40%-5.3pp | 27.49%-44.2pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,926 | $2,746-29.9% | $3,636-47.0% | $2,597-25.8% |
| Participant deferral / active EE | $3,308 | $3,566-7.2% | $4,729-30.0% | $4,028-17.9% |
| Admin fee / account holder | $1,991 | $5,222-61.9% | $6,410-68.9% | $5,403-63.2% |