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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,326 | $217,432-56.6% | $185,851-49.2% | $167,553-43.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.13% | 148.43%-134.3pp | 122.11%-108.0pp | 478.89%-464.8pp |
| Employer contribution / active EE | $6,351 | $5,874+8.1% | $5,168+22.9% | $4,840+31.2% |
| Participant deferral / active EE | $4,760 | $6,357-25.1% | $5,569-14.5% | $6,343-25.0% |
| Admin fee / account holder | $2,583 | $19,820-87.0% | $16,245-84.1% | $12,316-79.0% |