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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,479 | $142,409-11.9% | $119,634+4.9% | $134,545-6.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.89% | -12.46%-8.4pp | -14.98%-5.9pp | 418.37%-439.3pp |
| Employer contribution / active EE | $9,128 | $5,224+74.7% | $4,232+115.7% | $4,742+92.5% |
| Participant deferral / active EE | $13,929 | $6,468+115.3% | $5,601+148.7% | $6,401+117.6% |
| Admin fee / account holder | $19,455 | $13,594+43.1% | $10,329+88.4% | $11,431+70.2% |