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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,435 | $90,590-62.0% | $90,782-62.1% | $135,380-74.6% |
| Participation rate | 90.9% | 83.7%+7.2pp | 82.7%+8.3pp | 82.6%+8.3pp |
| Annual return | -6.99% | -3.40%-3.6pp | -3.42%-3.6pp | 519.81%-526.8pp |
| Employer contribution / active EE | $3,007 | $4,352-30.9% | $4,105-26.8% | $4,779-37.1% |
| Participant deferral / active EE | $2,921 | $5,407-46.0% | $5,366-45.6% | $5,609-47.9% |
| Admin fee / account holder | $2,278 | $7,683-70.3% | $5,908-61.4% | $10,828-79.0% |