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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,511 | $168,635-76.6% | $147,617-73.2% | $125,389-68.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.94% | 77.65%-82.6pp | 61.98%-66.9pp | 282.24%-287.2pp |
| Employer contribution / active EE | $5,633 | $6,252-9.9% | $5,564+1.2% | $4,866+15.8% |
| Participant deferral / active EE | $4,493 | $5,507-18.4% | $4,895-8.2% | $5,352-16.0% |
| Admin fee / account holder | $678 | $13,580-95.0% | $11,612-94.2% | $9,541-92.9% |