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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,618 | $64,719-37.2% | $112,249-63.8% | $68,486-40.7% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.24% | -11.40%-4.8pp | 27.48%-43.7pp | -7.85%-8.4pp |
| Employer contribution / active EE | $2,081 | $2,747-24.3% | $3,636-42.8% | $2,597-19.9% |
| Participant deferral / active EE | $3,880 | $3,565+8.8% | $4,729-18.0% | $4,028-3.7% |
| Admin fee / account holder | $2,297 | $5,232-56.1% | $6,412-64.2% | $5,404-57.5% |