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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,684 | $160,040-91.4% | $147,096-90.7% | $145,877-90.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 125.04% | 98.49%+26.5pp | 419.75%-294.7pp | 551.28%-426.2pp |
| Employer contribution / active EE | $2,081 | $5,289-60.7% | $4,936-57.8% | $4,663-55.4% |
| Participant deferral / active EE | $3,359 | $8,429-60.2% | $8,071-58.4% | $6,691-49.8% |
| Admin fee / account holder | $430 | $15,050-97.1% | $13,005-96.7% | $13,402-96.8% |