Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,035 | $72,273-80.6% | $101,275-86.1% | $79,856-82.4% |
| Participation rate | 65.6% | 68.5%-2.8pp | 75.8%-10.2pp | 69.6%-4.0pp |
| Annual return | 19.32% | 22.30%-3.0pp | 46.48%-27.2pp | 31.71%-12.4pp |
| Employer contribution / active EE | $1,025 | $2,691-61.9% | $3,660-72.0% | $2,471-58.5% |
| Participant deferral / active EE | $1,866 | $3,282-43.1% | $4,371-57.3% | $3,741-50.1% |
| Admin fee / account holder | $427 | $4,401-90.3% | $5,948-92.8% | $5,306-92.0% |