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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,849 | $165,381+75.9% | $149,730+94.2% | $158,966+83.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.52% | 348.29%-350.8pp | 276.70%-279.2pp | 302.95%-305.5pp |
| Employer contribution / active EE | $2,858 | $5,104-44.0% | $4,645-38.5% | $4,762-40.0% |
| Participant deferral / active EE | $17,181 | $7,182+139.2% | $6,843+151.1% | $5,983+187.2% |
| Admin fee / account holder | $9,022 | $10,809-16.5% | $9,310-3.1% | $11,250-19.8% |