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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,497 | $81,331+412.1% | $155,534+167.8% | $80,935+414.6% |
| Participation rate | 97.5% | 66.3%+31.2pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 12.71% | 33.37%-20.7pp | 64.92%-52.2pp | 35.66%-22.9pp |
| Employer contribution / active EE | $35,526 | $3,105+1044.3% | $4,675+660.0% | $2,757+1188.7% |
| Participant deferral / active EE | $17,512 | $3,454+407.0% | $5,630+211.0% | $4,299+307.3% |
| Admin fee / account holder | $64,589 | $7,999+707.5% | $15,900+306.2% | $6,924+832.8% |