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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,965 | $70,684+21.6% | $169,390-49.3% | $75,173+14.4% |
| Participation rate | 57.1% | 64.8%-7.7pp | 77.2%-20.0pp | 67.2%-10.1pp |
| Annual return | 15.53% | 36.38%-20.9pp | 406.07%-390.5pp | 160.72%-145.2pp |
| Employer contribution / active EE | $1,121 | $2,211-49.3% | $4,013-72.1% | $2,671-58.0% |
| Participant deferral / active EE | $4,906 | $4,310+13.8% | $6,222-21.2% | $4,126+18.9% |
| Admin fee / account holder | $1,816 | $5,404-66.4% | $9,015-79.9% | $5,651-67.9% |