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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,789 | $148,623+25.0% | $135,974+36.6% | $139,466+33.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.36% | 79.30%-69.9pp | 68.30%-58.9pp | 373.66%-364.3pp |
| Employer contribution / active EE | $6,093 | $5,246+16.1% | $4,859+25.4% | $4,754+28.2% |
| Participant deferral / active EE | $7,335 | $8,103-9.5% | $7,760-5.5% | $6,712+9.3% |
| Admin fee / account holder | $25,025 | $12,406+101.7% | $10,767+132.4% | $11,409+119.4% |