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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,410 | $154,228+71.4% | $145,433+81.8% | $137,256+92.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.85% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $8,185 | $4,804+70.4% | $4,554+79.7% | $4,156+96.9% |
| Participant deferral / active EE | $10,951 | $8,216+33.3% | $7,897+38.7% | $6,407+70.9% |
| Admin fee / account holder | $1,302 | $14,344-90.9% | $13,129-90.1% | $12,270-89.4% |