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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,295 | $175,259-27.9% | $149,723-15.6% | $139,487-9.5% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 15.62% | 166.82%-151.2pp | 134.50%-118.9pp | 373.84%-358.2pp |
| Employer contribution / active EE | $5,720 | $5,478+4.4% | $4,821+18.6% | $4,755+20.3% |
| Participant deferral / active EE | $2,660 | $6,522-59.2% | $5,682-53.2% | $6,713-60.4% |
| Admin fee / account holder | $5,495 | $16,158-66.0% | $13,215-58.4% | $11,407-51.8% |