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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,822 | $79,089-35.7% | $100,392-49.4% | $74,459-31.7% |
| Participation rate | 23.3% | 79.4%-56.1pp | 81.5%-58.2pp | 67.2%-43.9pp |
| Annual return | 13.98% | 20.61%-6.6pp | 49.45%-35.5pp | 1369.70%-1355.7pp |
| Employer contribution / active EE | $824 | $3,015-72.7% | $3,941-79.1% | $2,626-68.6% |
| Participant deferral / active EE | $0 | $7,747-100.0% | $8,090-100.0% | $4,350-100.0% |
| Admin fee / account holder | $17,179 | $1,336+1185.7% | $7,904+117.3% | $1,945+783.3% |