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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,739 | $144,130+67.7% | $117,860+105.1% | $147,585+63.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 22.45% | 531.20%-508.7pp | 335.10%-312.6pp | 578.58%-556.1pp |
| Employer contribution / active EE | $1,667 | $4,897-66.0% | $3,786-56.0% | $4,876-65.8% |
| Participant deferral / active EE | $5,950 | $5,316+11.9% | $4,482+32.8% | $5,439+9.4% |
| Admin fee / account holder | $2,630 | $10,887-75.8% | $8,021-67.2% | $10,886-75.8% |