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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,685 | $72,492-45.3% | $87,104-54.4% | $72,975-45.6% |
| Participation rate | 70.2% | 72.8%-2.6pp | 76.9%-6.7pp | 69.5%+0.7pp |
| Annual return | 30.57% | 24.46%+6.1pp | 28.19%+2.4pp | 81.01%-50.4pp |
| Employer contribution / active EE | $531 | $1,894-72.0% | $2,521-79.0% | $2,440-78.3% |
| Participant deferral / active EE | $2,381 | $3,270-27.2% | $4,048-41.2% | $3,608-34.0% |
| Admin fee / account holder | $341 | $5,055-93.2% | $7,491-95.4% | $5,124-93.3% |