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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,168 | $111,785-87.3% | $93,669-84.9% | $145,877-90.3% |
| Participation rate | 30.0% | 74.2%-44.2pp | 68.7%-38.7pp | 80.3%-50.3pp |
| Annual return | 11.88% | 203.79%-191.9pp | 133.59%-121.7pp | 551.28%-539.4pp |
| Employer contribution / active EE | $762 | $3,096-75.4% | $2,424-68.6% | $4,663-83.7% |
| Participant deferral / active EE | $1,258 | $4,919-74.4% | $4,416-71.5% | $6,691-81.2% |
| Admin fee / account holder | $6,767 | $10,256-34.0% | $8,291-18.4% | $13,402-49.5% |