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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,879 | $112,729-62.8% | $98,716-57.6% | $137,256-69.5% |
| Participation rate | 31.6% | 74.2%-42.6pp | 69.3%-37.7pp | 80.0%-48.4pp |
| Annual return | 142.48% | 38.48%+104.0pp | 31.81%+110.7pp | 220.34%-77.9pp |
| Employer contribution / active EE | $609 | $2,725-77.7% | $2,279-73.3% | $4,156-85.4% |
| Participant deferral / active EE | $1,159 | $4,640-75.0% | $4,048-71.4% | $6,407-81.9% |
| Admin fee / account holder | $184 | $10,129-98.2% | $8,703-97.9% | $12,270-98.5% |