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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,174 | $95,453+0.8% | $112,040-14.2% | $82,448+16.6% |
| Participation rate | 96.9% | 72.8%+24.2pp | 76.5%+20.4pp | 68.1%+28.9pp |
| Annual return | 16.04% | 23.92%-7.9pp | 24.52%-8.5pp | 41.64%-25.6pp |
| Employer contribution / active EE | $1,495 | $2,318-35.5% | $2,954-49.4% | $2,551-41.4% |
| Participant deferral / active EE | $2,235 | $4,224-47.1% | $5,098-56.1% | $4,139-46.0% |
| Admin fee / account holder | $13,877 | $9,013+54.0% | $12,098+14.7% | $7,234+91.8% |