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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,014 | $115,814+24.3% | $101,275+42.2% | $158,982-9.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.23% | 56.16%-43.9pp | 46.48%-34.3pp | 302.99%-290.8pp |
| Employer contribution / active EE | $16,647 | $4,176+298.7% | $3,660+354.8% | $4,763+249.5% |
| Participant deferral / active EE | $5,093 | $4,958+2.7% | $4,371+16.5% | $5,983-14.9% |
| Admin fee / account holder | $1,314 | $7,249-81.9% | $5,948-77.9% | $11,252-88.3% |