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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,830 | $93,124+26.5% | $77,100+52.8% | $134,545-12.4% |
| Participation rate | 76.9% | 74.5%+2.4pp | 67.9%+9.0pp | 81.2%-4.3pp |
| Annual return | -18.61% | 62.68%-81.3pp | 42.35%-61.0pp | 418.37%-437.0pp |
| Employer contribution / active EE | $110 | $3,421-96.8% | $2,815-96.1% | $4,742-97.7% |
| Participant deferral / active EE | $1,897 | $5,242-63.8% | $4,430-57.2% | $6,401-70.4% |
| Admin fee / account holder | $142,603 | $6,970+1946.0% | $5,443+2519.7% | $11,431+1147.5% |