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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,001 | $110,379+46.8% | $102,412+58.2% | $145,884+11.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.47% | 24.84%-13.4pp | 24.94%-13.5pp | 551.85%-540.4pp |
| Employer contribution / active EE | $13,154 | $4,216+212.0% | $3,870+239.9% | $4,662+182.1% |
| Participant deferral / active EE | $15,987 | $5,622+184.4% | $5,060+215.9% | $6,690+139.0% |
| Admin fee / account holder | $6,199 | $9,745-36.4% | $8,388-26.1% | $13,392-53.7% |