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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,442 | $78,707+8.6% | $117,861-27.5% | $70,126+21.8% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 12.91% | 23.30%-10.4pp | 335.11%-322.2pp | 73.15%-60.2pp |
| Employer contribution / active EE | $3,374 | $2,223+51.7% | $3,786-10.9% | $2,343+44.0% |
| Participant deferral / active EE | $4,145 | $3,297+25.7% | $4,482-7.5% | $3,332+24.4% |
| Admin fee / account holder | $8,341 | $5,066+64.7% | $8,021+4.0% | $4,645+79.6% |