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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,780 | $96,419+96.8% | $80,648+135.3% | $139,487+36.1% |
| Participation rate | 44.4% | 73.6%-29.2pp | 67.0%-22.6pp | 80.3%-35.9pp |
| Annual return | 14.85% | 1352.86%-1338.0pp | 937.21%-922.4pp | 373.84%-359.0pp |
| Employer contribution / active EE | $1,047 | $3,261-67.9% | $2,724-61.5% | $4,755-78.0% |
| Participant deferral / active EE | $1,121 | $5,225-78.6% | $4,443-74.8% | $6,713-83.3% |
| Admin fee / account holder | $957 | $6,605-85.5% | $5,382-82.2% | $11,407-91.6% |