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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,025 | $99,345-19.4% | $84,753-5.6% | $273,972-70.8% |
| Participation rate | 84.6% | 80.7%+3.9pp | 76.6%+8.0pp | 83.0%+1.6pp |
| Annual return | -3.15% | 22.93%-26.1pp | 22.78%-25.9pp | 41.46%-44.6pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,574-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,442 | $4,270-19.4% | $3,712-7.3% | $5,287-34.9% |
| Admin fee / account holder | $59,334 | $6,645+792.8% | $5,333+1012.6% | $10,133+485.6% |