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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,797 | $78,428-22.5% | $95,960-36.6% | $79,852-23.9% |
| Participation rate | 96.0% | 73.5%+22.5pp | 77.1%+18.9pp | 69.6%+26.4pp |
| Annual return | 14.31% | 19.37%-5.1pp | 91.63%-77.3pp | 31.72%-17.4pp |
| Employer contribution / active EE | $1,731 | $1,945-11.0% | $2,541-31.9% | $2,471-30.0% |
| Participant deferral / active EE | $4,328 | $3,440+25.8% | $4,167+3.9% | $3,740+15.7% |
| Admin fee / account holder | $4,458 | $5,622-20.7% | $6,797-34.4% | $5,306-16.0% |