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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,926 | $86,940-28.8% | $102,434-39.5% | $80,935-23.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.33% | 18.89%-9.6pp | 29.46%-20.1pp | 35.66%-26.3pp |
| Employer contribution / active EE | $1,755 | $2,370-25.9% | $3,023-41.9% | $2,757-36.3% |
| Participant deferral / active EE | $3,792 | $4,121-8.0% | $5,055-25.0% | $4,299-11.8% |
| Admin fee / account holder | $18,047 | $8,047+124.3% | $9,462+90.7% | $6,924+160.6% |