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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PHILLIPS FINANCIAL MANAGEMENT, LLC Service code 26 · EIN 20-1131890 | Advisory (Participants) | $46,890 |
Service code 15 · EIN 27-1155910 | Recordkeeping | $10,904 |
ATM & COMPANY CPAS1 year Service code 10 · EIN 05-0528051 | Accounting | $7,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,399 | $65,125+100.2% | $143,797-9.3% | $66,949+94.8% |
| Participation rate | 95.7% | 65.2%+30.5pp | 80.3%+15.4pp | 69.8%+25.9pp |
| Annual return | -14.53% | -11.13%-3.4pp | -0.04%-14.5pp | 1.57%-16.1pp |
| Employer contribution / active EE | $1,470 | $2,362-37.8% | $4,952-70.3% | $2,545-42.2% |
| Participant deferral / active EE | $5,132 | $2,920+75.7% | $5,638-9.0% | $4,239+21.1% |
| Admin fee / account holder | $521 | $503+3.6% | $14,679-96.5% | $594-12.2% |