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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,199 | $175,231-48.5% | $149,696-39.7% | $139,466-35.3% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 12.99% | 166.77%-153.8pp | 134.46%-121.5pp | 373.66%-360.7pp |
| Employer contribution / active EE | $4,636 | $5,478-15.4% | $4,821-3.8% | $4,754-2.5% |
| Participant deferral / active EE | $3,286 | $6,521-49.6% | $5,682-42.2% | $6,712-51.0% |
| Admin fee / account holder | $3,532 | $16,155-78.1% | $13,212-73.3% | $11,409-69.0% |