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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,542 | $183,539-46.9% | $155,556-37.3% | $145,897-33.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.86% | 61.31%-46.4pp | 64.84%-50.0pp | 552.29%-537.4pp |
| Employer contribution / active EE | $5,847 | $5,315+10.0% | $4,675+25.0% | $4,663+25.4% |
| Participant deferral / active EE | $4,553 | $6,467-29.6% | $5,631-19.1% | $6,689-31.9% |
| Admin fee / account holder | $3,916 | $19,275-79.7% | $15,885-75.4% | $13,390-70.8% |