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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,211 | $106,008+25.7% | $92,240+44.4% | $147,586-9.7% |
| Participation rate | 72.7% | 80.4%-7.7pp | 76.5%-3.8pp | 82.8%-10.1pp |
| Annual return | 16.89% | 50.05%-33.2pp | 176.29%-159.4pp | 578.59%-561.7pp |
| Employer contribution / active EE | $2,246 | $4,333-48.2% | $3,680-39.0% | $4,876-53.9% |
| Participant deferral / active EE | $5,680 | $4,478+26.8% | $3,897+45.8% | $5,439+4.4% |
| Admin fee / account holder | $27,465 | $6,333+333.7% | $5,194+428.8% | $10,886+152.3% |