See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
LAKE CITY BANK11+ years Service code 21 PO BOX 1387 · WARSAW, IN 465811387 | Bank Trustee | $49,285 |
Service code 13 · EIN 35-0472300 | Contract Administrator | $20,591 |
ASCENSUS LLC1 year Filed as: FUTURE PLAN BY ASCENSUS Service code 11 415 8TH AVENUE, NE · BRAINERD, MN 56401 | Actuarial | $14,874 |
ASCENSUS LLC1 year Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $14,070 |
Filed as: CETERA INVESTMENT SERVICES, LLC Service code 26 · EIN 41-1483314 | Advisory (Participants) | $5,767 |
Filed as: BENEFIT PLANS PLUS, LLC Service code 15 · EIN 43-1829594 | Recordkeeping | $4,134 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,499 | $98,727+23.1% | $113,168+7.4% | $85,563+42.0% |
| Participation rate | 58.5% | 80.8%-22.3pp | 76.6%-18.0pp | 66.0%-7.4pp |
| Annual return | 14.28% | 17.43%-3.2pp | 24.27%-10.0pp | 31.51%-17.2pp |
| Employer contribution / active EE | $792 | $2,907-72.8% | $2,975-73.4% | $2,654-70.2% |
| Participant deferral / active EE | $2,178 | $5,424-59.8% | $5,107-57.4% | $4,375-50.2% |
| Admin fee / account holder | $332 | $357-7.0% | $12,068-97.3% | $834-60.3% |