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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,446 | $65,704-26.3% | $94,229-48.6% | $59,633-18.8% |
| Participation rate | 68.6% | 72.1%-3.5pp | 78.8%-10.2pp | 68.7%-0.1pp |
| Annual return | -0.80% | 5.22%-6.0pp | 10.68%-11.5pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,088 | $3,143-33.6% | $4,320-51.7% | $3,192-34.6% |
| Admin fee / account holder | $12,392 | $4,265+190.6% | $6,269+97.7% | $4,297+188.4% |