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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,990 | $118,496+256.1% | $98,461+328.6% | $139,466+202.6% |
| Participation rate | 88.2% | 77.5%+10.8pp | 75.2%+13.1pp | 80.3%+7.9pp |
| Annual return | 16.49% | 18.96%-2.5pp | 21.17%-4.7pp | 373.66%-357.2pp |
| Employer contribution / active EE | $12,592 | $3,611+248.8% | $3,049+313.0% | $4,754+164.9% |
| Participant deferral / active EE | $17,536 | $5,393+225.2% | $4,738+270.1% | $6,712+161.3% |
| Admin fee / account holder | $37,570 | $14,056+167.3% | $8,961+319.3% | $11,409+229.3% |