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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,795 | $165,399-88.0% | $149,745-86.8% | $158,982-87.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -3.59% | 348.34%-351.9pp | 276.72%-280.3pp | 302.99%-306.6pp |
| Employer contribution / active EE | $5,388 | $5,105+5.6% | $4,646+16.0% | $4,763+13.1% |
| Participant deferral / active EE | $2,518 | $7,183-64.9% | $6,843-63.2% | $5,983-57.9% |
| Admin fee / account holder | $74,358 | $10,811+587.8% | $9,312+698.5% | $11,252+560.9% |