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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,514 | $71,873+67.7% | $86,698+39.0% | $68,490+76.0% |
| Participation rate | 95.1% | 72.2%+22.8pp | 76.6%+18.5pp | 67.9%+27.2pp |
| Annual return | -18.10% | 3.54%-21.6pp | 35.96%-54.1pp | -7.85%-10.2pp |
| Employer contribution / active EE | $289 | $2,173-86.7% | $2,837-89.8% | $2,597-88.9% |
| Participant deferral / active EE | $3,014 | $3,779-20.3% | $4,656-35.3% | $4,028-25.2% |
| Admin fee / account holder | $10,220 | $6,110+67.3% | $7,492+36.4% | $5,403+89.2% |