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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,317 | $67,606-3.4% | $82,313-20.6% | $70,124-6.9% |
| Participation rate | 76.5% | 72.8%+3.7pp | 76.9%-0.4pp | 69.5%+6.9pp |
| Annual return | 9.12% | 21.57%-12.4pp | 25.88%-16.8pp | 73.14%-64.0pp |
| Employer contribution / active EE | $3,997 | $1,755+127.7% | $2,428+64.6% | $2,342+70.6% |
| Participant deferral / active EE | $1,850 | $2,987-38.1% | $3,706-50.1% | $3,332-44.5% |
| Admin fee / account holder | $2,852 | $4,512-36.8% | $5,608-49.1% | $4,645-38.6% |