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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,755 | $125,237+103.4% | $105,608+141.2% | $145,877+74.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.49% | 225.76%-214.3pp | 116.50%-105.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $4,255 | $3,720+14.4% | $3,167+34.4% | $4,663-8.7% |
| Participant deferral / active EE | $9,472 | $5,711+65.9% | $5,010+89.1% | $6,691+41.6% |
| Admin fee / account holder | $103,207 | $17,287+497.0% | $11,028+835.8% | $13,402+670.1% |